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Ask anyone you know and chances are, they have some form of debt. Whether it’s school loans, credit cards, or car loans, these everyday debts can affect your ability to buy a home. However, this doesn’t mean it can’t be done. We’ve already covered the basics, including how your credit score affects your home mortgage […] Read More
Home Loan Determinants > Your Credit Score As we discussed in our previous blog, there are a lot of factors that lenders weigh when determining if they will grant you a home loan and how risky this loan will be for them. As you probably assumed, credit score has everything to do with what type […] Read More
If you’re planning on buying a home in the near future, you’ve likely looked at potential lenders for your home loan. While you might be saving for a down payment and scouting out your idea neighborhoods, there are more key factors that should be considered in order to secure the best interest rate and guarantee […] Read More
In our last post, we discussed some of the unexpected costs of remodeling your home. While many of these costs have to do with outside factors such as dining out and anxious pets, there are some additional costs that can be identified and prevented during the renovation itself. As we explore these common issues, ensure […] Read More
Home renovations are always a lot to take on. Because of the sheer size and scale of the project, not to mention the cost, these overhauls can be a stressful time for homeowners. Even if you planned a strict budget and are working within your means, there are inevitably going to be unexpected costs associated […] Read More
Harsh winter weather is great at highlighting problems you likely didn’t know you had. As ice and snow can wreak havoc on your home, it’s important to identify the missteps that can cost you hundreds-if not thousands- of dollars in damage and repairs. Therefore, in addition to securing your home with a custom-tailored MO Home […] Read More
Spring is in full swing and that means one thing: so is spring cleaning. While the projects are undoubtedly piling up from the winter, take advantage of the coming warm weather to prioritize the important indoor and outdoor projects. In addition, make sure your home is secured with the best Wright City Homeowners Insurance available. […] Read More
Buying a home is an exciting and rewarding time. As this likely marks a milestone in your life, it’s critical to be prepared when looking to buy a home. While the down payment is often viewed as the most important expense, there are other costs that first-time home buyers don’t even consider. With that said, […] Read More
As a homeowner, is it critical to protect what is likely your largest investment. In order to achieve the proper coverage, it is important to know what types of factors affect your insurance premiums. Below are the top five factors that affect your Wright City Homeowners Insurance costs. Age and Construction Materials An older home […] Read More