Cold weather is imminent, and it’s essential to understand how this could affect your business’s equipment. You probably work in a climate-controlled office, but you might turn off the thermostat when you leave for the night. Doing so can save your company money on heating bills, but it can also leave the equipment in your office susceptible to damage from the cold. Protecting equipment from cold weather is imperative if you rely on computers to complete your business’s daily tasks. Find out how you can prevent temperature-related damage and see why a business owners policy is your best defense.
Invest in the Best Business Owners Policy
A business owners policy is one of the most effective ways to shield your company from losses. It included losses that could stem from damaged equipment and other liabilities. Unlike other forms of insurance, a business insurance policy offers a bundle of multiple policies so that you can rest easy knowing that your insurance covers your company’s exposures. It is ideal for small and mid-sized businesses that need protection from the out-of-pocket costs associated with risk.
Look Out for Hazards of Cold Weather
When winter weather hits, you must pay close attention to your electronic equipment. Powering on your computer, for example, will cause the circuit to heat as it generates electricity. A sudden shift from a cold temperature to a warm temperature can trigger the expansion of the computer’s components, which in turn can cause the components to distort. To prevent this, keep your office at a moderate temperature overnight or allow equipment time to warm up in the morning before powering it on.
Don’t Expose LCD Screen to Freezing Temperatures
Your computer’s components aren’t the other equipment that can sustain damage due to cold weather. Touch screens and LCD displays are also especially vulnerable to damage when temperatures drop. It is because LCD screens feature a fluid called twisted nematic liquid crystal, which allows users to see the display despite it not emitting any light. If temperatures drop below freezing, this liquid will also freeze, damaging the display.
Get in Touch With Your Business Owners Policy Insurer
Nobody wants to deal with damaged equipment because of cold weather. Unfortunately, though, it’s a common occurrence when winter arrives. If you find yourself facing equipment that cold weather has damaged or destroyed, you need to reach out to your business owners policy insurer and see whether your policy covers this cost. If so, you may be able to file a claim for the extent of the damage and recoup your losses. It’s better to prevent cold weather damage by keeping your office above a freezing temperature.
About Sine Insurance
At Sine Insurance Group, we are dedicated to providing you with custom tailored insurance policies to protect your assets. Our comprehensive packages have been expertly crafted to serve St. Louis and the surrounding areas for the past 25 years. For more information about our products, contact us today at (855) 700-0889.